MARYLAND FIRST TITLE

Tackling a wide range of Title and Escrow needs with ease

1.
Residential Title and Settlements

Protect your Asset

Maryland First Title simplifies acquiring the right title insurance, backed by the reputable Stewart Title, enhancing both security and trust in our services. We issue policies for property owners and mortgage lenders involved in residential and commercial transactions, such as resales, new constructions, and refinances. Our Owner’s Policy protects property buyers against hidden title issues like deed errors, record examination mistakes, forgery, and undisclosed heirs, and remains effective as long as the property is owned.

For mortgage lenders, we provide a Loan Policy that secures the lender’s interests up to the loan amount, diminishing as the loan is repaid. This policy is crucial for lenders issuing mortgage loans and does not cover the buyer. With Stewart Title’s backing, our clients enjoy enhanced security and comprehensive coverage, ensuring that both owners and lenders have robust protection against any title-related challenges.

Effortless Closing

Maryland First Title also offers comprehensive support during the closing process itself. Our attorney settlement agents will travel to you for settlement, or will host you at our Glen Burnie headquarters; Any Place, Any Time. We coordinate with all parties involved, including real estate agents, lenders, and other stakeholders, to ensure that all details are meticulously covered. Our experienced agents facilitate every aspect of the closing, from the initial escrow to the final signing, ensuring that every requirement is met with the utmost professionalism. With Maryland First Title, clients can rest assured that their residential property transactions are in expert hands.

Secure Your Investment

Maryland First Title provides top-tier commercial title services, backed by the renowned Stewart Title, to ensure unparalleled security and reliability in our offerings. We cater to property owners and mortgage lenders involved in diverse commercial real estate activities, including acquisitions, developments, and refinancing. Our Owner’s Policy offers robust protection against unexpected title issues such as zoning discrepancies, public record inaccuracies, fraud, and undisclosed claims, maintaining its effectiveness throughout the duration of property ownership.

For financial backers, we furnish a Loan Policy that fortifies the lender’s stakes up to the total loan value. This policy gradually diminishes as the loan is amortized and is indispensable for commercial lenders. With the support of Stewart Title, our commercial clientele enjoy fortified security and broad coverage, safeguarding all parties from potential title disputes.

Seamless Transactions

At Maryland First Title, we specialize in streamlining the commercial closing process. Our attorney settlement agents are ready to meet at your preferred location, whether it’s your office, our Glen Burnie headquarters, or elsewhere. We coordinate meticulously with all transaction participants, including developers, financial institutions, and legal teams, ensuring a comprehensive and accurate closing experience. Our experienced agents manage every aspect, from the initial documentation to the final signatures, ensuring each commercial transaction is conducted with the highest level of professionalism.

Security and Fraud Mitigation

To further protect our clients, Maryland First Title employs advanced security measures and fraud mitigation strategies to prevent and address any threats that may arise during the title and settlement process. Our proactive approach includes thorough vetting of all documentation, vigilant monitoring of transaction integrity, and the use of cutting-edge technology to detect and prevent fraud in partnership with M&T Bank. These measures reinforce the safety and security of our clients’ investments, ensuring that each commercial transaction not only meets but exceeds industry standards for protection and due diligence.

2.
Commercial Title and Settlements

2.
Commercial Title and Settlements

Secure Your Investment

Maryland First Title provides top-tier commercial title services, backed by the renowned Stewart Title, to ensure unparalleled security and reliability in our offerings. We cater to property owners and mortgage lenders involved in diverse commercial real estate activities, including acquisitions, developments, and refinancing. Our Owner’s Policy offers robust protection against unexpected title issues such as zoning discrepancies, public record inaccuracies, fraud, and undisclosed claims, maintaining its effectiveness throughout the duration of property ownership.

For financial backers, we furnish a Loan Policy that fortifies the lender’s stakes up to the total loan value. This policy gradually diminishes as the loan is amortized and is indispensable for commercial lenders. With the support of Stewart Title, our commercial clientele enjoy fortified security and broad coverage, safeguarding all parties from potential title disputes.

Seamless Transactions

At Maryland First Title, we specialize in streamlining the commercial closing process. Our attorney settlement agents are ready to meet at your preferred location, whether it’s your office, our Glen Burnie headquarters, or elsewhere. We coordinate meticulously with all transaction participants, including developers, financial institutions, and legal teams, ensuring a comprehensive and accurate closing experience. Our experienced agents manage every aspect, from the initial documentation to the final signatures, ensuring each commercial transaction is conducted with the highest level of professionalism.

Security and Fraud Mitigation

To further protect our clients, Maryland First Title employs advanced security measures and fraud mitigation strategies to prevent and address any threats that may arise during the title and settlement process. Our proactive approach includes thorough vetting of all documentation, vigilant monitoring of transaction integrity, and the use of cutting-edge technology to detect and prevent fraud in partnership with M&T Bank. These measures reinforce the safety and security of our clients’ investments, ensuring that each commercial transaction not only meets but exceeds industry standards for protection and due diligence.

3.
Deeds and Family Transfers

Legal Precision

Maryland First Title offers expert services in managing Deeds and Family Transfers, ensuring that the transition of property ownership within families is handled with care and legal precision. Our team specializes in preparing and recording all types of deeds, including quitclaim deeds, warranty deeds, and transfer-on-death deeds, which are often used to facilitate property transfers between family members. We guide our clients through the nuances of estate planning and property gifting, ensuring that all legal requirements are met and that the transfer is executed smoothly and effectively.

Tailored Solutions

Understanding the personal and emotional aspects of family transfers, we approach each case with sensitivity and a focus on safeguarding the family’s interests. Our services are tailored to address the specific needs of each family, whether it’s avoiding probate, minimizing tax implications, or ensuring a fair distribution of assets among heirs. With Maryland First Title, families can trust that their property transfers are managed with the utmost professionalism and attention to detail, providing peace of mind during what can be a complex process.

 
 
 

Tax Optimization

Maryland First Title offers specialized services in facilitating 1031 Exchanges, providing a strategic avenue for investors looking to defer capital gains taxes on property sales. This type of exchange, named after Section 1031 of the IRS code, allows investors to sell a property and reinvest the proceeds in a new property while deferring all capital gains taxes. Our expert team guides clients through the intricate process, ensuring compliance with all IRS regulations and timelines, and helping identify suitable replacement properties to meet the strict criteria required for a successful exchange. In partnership with BlueLion, we can provide a fully digital 1031 exchange experience through mobile application at no additional cost to our clients.

Collaborative Approach

We understand the critical importance of timing and precision in executing a 1031 Exchange. Maryland First Title collaborates closely with each client’s tax advisors and financial planners to ensure a seamless transition from one investment to another. Our comprehensive support includes handling all necessary documentation and coordinating between all parties involved in the transaction. With Maryland First Title, investors can leverage 1031 Exchanges to enhance their portfolio while optimizing their tax benefits, making each transaction as efficient and beneficial as possible.

4.
1031 Exchanges

4.
1031 Exchanges

Tax Optimization

Maryland First Title offers specialized services in facilitating 1031 Exchanges, providing a strategic avenue for investors looking to defer capital gains taxes on property sales. This type of exchange, named after Section 1031 of the IRS code, allows investors to sell a property and reinvest the proceeds in a new property while deferring all capital gains taxes. Our expert team guides clients through the intricate process, ensuring compliance with all IRS regulations and timelines, and helping identify suitable replacement properties to meet the strict criteria required for a successful exchange. In partnership with BlueLion, we can provide a fully digital 1031 exchange experience through mobile application at no additional cost to our clients.

Collaborative Approach

We understand the critical importance of timing and precision in executing a 1031 Exchange. Maryland First Title collaborates closely with each client’s tax advisors and financial planners to ensure a seamless transition from one investment to another. Our comprehensive support includes handling all necessary documentation and coordinating between all parties involved in the transaction. With Maryland First Title, investors can leverage 1031 Exchanges to enhance their portfolio while optimizing their tax benefits, making each transaction as efficient and beneficial as possible.

5.
For Sale By Owner Support

Lower Transaction Costs while Securing Expert Guidance

Maryland First Title provides comprehensive support for individuals engaging in For Sale By Owner (FSBO) transactions, empowering homeowners to navigate the complexities of selling their property independently. Our services are designed to equip sellers with the tools and expertise needed to effectively manage every aspect of the sale, including:

  • Property Pricing
  • Creating Property Listing
  • Preparing essential legal documentation,
  • Reviewing Offer Contracts
  • Conducting negotiations directly with buyers

 

Recognizing the challenges that come with FSBO sales, we also provide a range of tailored services to address specific needs, such as offering title searches, issuing title insurance, and facilitating the closing process. Our experienced team is available to advise on best practices and potential pitfalls, helping homeowners avoid common errors that can arise when selling without an agent. With Maryland First Title, FSBO sellers receive the support necessary to confidently and successfully sell their property, while maximizing their financial return.

Professional Guidance

Maryland First Title offers specialized assistance for individuals looking to purchase property without the use of a real estate agent. Our team helps buyers manage critical tasks including:

  • Understanding Market Conditions and Valuations
  • Drafting an Offer Contract
  • Determining Offer Terms
  • Negotiating an Offer
  • Closing

Understanding that buying without an agent can be daunting, Maryland First Title equips buyers with the necessary resources and knowledge to make informed decisions. We handle all facets of the closing process, from initial offer to final settlement, including issuing title insurance to protect against unforeseen title issues. By offering comprehensive support and expert advice, we ensure that our clients are well-prepared and confident throughout the buying process while substantially reducing transaction costs, enabling a direct and effective approach to property acquisition.

6.
Purchase without Agent Support

6.
Purchase without Agent Support

Professional Guidance

Maryland First Title offers specialized assistance for individuals looking to purchase property without the use of a real estate agent. Our team helps buyers manage critical tasks including:

  • Understanding Market Conditions and Valuations
  • Drafting an Offer Contract
  • Determining Offer Terms
  • Negotiating an Offer
  • Closing

Understanding that buying without an agent can be daunting, Maryland First Title equips buyers with the necessary resources and knowledge to make informed decisions. We handle all facets of the closing process, from initial offer to final settlement, including issuing title insurance to protect against unforeseen title issues. By offering comprehensive support and expert advice, we ensure that our clients are well-prepared and confident throughout the buying process while substantially reducing transaction costs, enabling a direct and effective approach to property acquisition.