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Why title insurance

What Does Title Insurance Protect You From? A lot.

There are few things in life more important than protecting your home. The following matters are examples of why you need a Title insurance policy. Remember that the best title examination or search cannot protect your equity and home from matters not appearing in the public records. However, a Title insurance policy* can protect you from:


Documents executed under false, revoked or expired powers of attorney

False impersonation of the true land owner

Undisclosed heirs

Improperly recorded legal documents

Prescriptive rights in another not appearing of record and not disclosed by survey

Failure to include necessary parties to certain judicial proceedings

Defective acknowledgements due to improper or expired notarization

Corporate franchise taxes as liens on corporate real estate assets

Gaps in the chain of title

Mistakes and omissions resulting in improper abstracting

Forged deeds, mortgages, wills, releases of mortgages and other instruments

Deeds by minors

Deeds which appear absolute, but which are held to be equitable mortgages

Conveyances by an heir, devisee or survivor of a joint estate who attempts to attain title by ill-gotten means

Inadequate legal descriptions

Conveyances by undisclosed divorced spouses

Duress in execution of wills, deeds and instruments conveying or establishing title

Issues involving delivery of conveyancing instruments

Deeds and wills by persons lacking legal capacity

State inheritance and gift tax liens

Errors in tax records

Demolition and substandard building liens

Administration of estates and probate of wills of missing persons who are presumed deceased

Issues of rightful possession of the land

Issues concerning the rightful conveyances by corporate entities

Deeds and mortgages by foreigners who may lack legal capacity to hold title

Legal capacity of foreign personal representatives and trustees

Issues involving improper marital status

Improper modification of documents

Rights of divorced parties

Conveyances in violation of public policy

Misinterpretation of wills and ancillary instruments

Deeds by persons falsely representing their marital status

Claims by creditors of decedent against property improperly conveyed by heirs and devisees

Issues concerning unlawful takings by eminent domain or condemnation

Special tax assessments

Real estate homestead exceptions

Forfeitures of real property due to criminal acts

Issues concerning adoption of children

Conveyances and proceedings affecting rights of those protected by the Soldiers’ and Sailors’ Civil Relief Act

Issues concerning interests noted in financial statements filed under Uniform Commercial Code

Interests arising by deeds of fictitious parties

Adverse possession

Lack of jurisdiction or competency of persons in judicial proceedings

Community property issues

Utility easements

False affidavits of death or heirship

Intestate estates

Probate matters

Federal estate and gift tax liens


*Subject to certain limitations set forth in the policy.


Learn More

Contact us for more information about title insurance and to find out why Maryland First Title is the right title company for you.

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Maryland First Title, Ltd.

306 Crain Highway North, Glen Burnie, Maryland 21061, United States

(410) 768-2300

Hours

Mon

09:00 am – 05:00 pm

Tue

09:00 am – 05:00 pm

Wed

09:00 am – 05:00 pm

Thu

09:00 am – 05:00 pm

Fri

09:00 am – 05:00 pm

Sat

Closed

Sun

Closed