306 Crain Highway North, Glen Burnie, Maryland 21061, United States
Why title insurance
What Does Title Insurance Protect You From? A lot.
There are few things in life more important than protecting your home. The following matters are examples of why you need a Title insurance policy. Remember that the best title examination or search cannot protect your equity and home from matters not appearing in the public records. However, a Title insurance policy* can protect you from:
Documents executed under false, revoked or expired powers of attorney
False impersonation of the true land owner
Undisclosed heirs
Improperly recorded legal documents
Prescriptive rights in another not appearing of record and not disclosed by survey
Failure to include necessary parties to certain judicial proceedings
Defective acknowledgements due to improper or expired notarization
Corporate franchise taxes as liens on corporate real estate assets
Gaps in the chain of title
Mistakes and omissions resulting in improper abstracting
Forged deeds, mortgages, wills, releases of mortgages and other instruments
Deeds by minors
Deeds which appear absolute, but which are held to be equitable mortgages
Conveyances by an heir, devisee or survivor of a joint estate who attempts to attain title by ill-gotten means
Inadequate legal descriptions
Conveyances by undisclosed divorced spouses
Duress in execution of wills, deeds and instruments conveying or establishing title
Issues involving delivery of conveyancing instruments
Deeds and wills by persons lacking legal capacity
State inheritance and gift tax liens
Errors in tax records
Demolition and substandard building liens
Administration of estates and probate of wills of missing persons who are presumed deceased
Issues of rightful possession of the land
Issues concerning the rightful conveyances by corporate entities
Deeds and mortgages by foreigners who may lack legal capacity to hold title
Legal capacity of foreign personal representatives and trustees
Issues involving improper marital status
Improper modification of documents
Rights of divorced parties
Conveyances in violation of public policy
Misinterpretation of wills and ancillary instruments
Deeds by persons falsely representing their marital status
Claims by creditors of decedent against property improperly conveyed by heirs and devisees
Issues concerning unlawful takings by eminent domain or condemnation
Special tax assessments
Real estate homestead exceptions
Forfeitures of real property due to criminal acts
Issues concerning adoption of children
Conveyances and proceedings affecting rights of those protected by the Soldiers’ and Sailors’ Civil Relief Act
Issues concerning interests noted in financial statements filed under Uniform Commercial Code
Interests arising by deeds of fictitious parties
Adverse possession
Lack of jurisdiction or competency of persons in judicial proceedings
Community property issues
Utility easements
False affidavits of death or heirship
Intestate estates
Probate matters
Federal estate and gift tax liens
*Subject to certain limitations set forth in the policy.
Learn More
Contact us for more information about title insurance and to find out why Maryland First Title is the right title company for you.