Instant title quote
See title charges and a full settlement estimate for your Maryland purchase or refinance, from our quote partner Qualia. Estimates are preliminary, and your final figures may differ.
- Attorney-led since 1994
- 11,500+ settlements
- Underwritten by Stewart Title
- All 24 Maryland jurisdictions
Settle at our Glen Burnie office, or we come to you anywhere in Maryland at no extra cost.
What happens next
- Get your quotePress Get my instant quote and type the property address, the price and the loan in the quote window.
- Open your orderWhen the window closes, Open my order takes your county and price to our order form.
- We contact you to confirmOur office calls or emails to confirm the details, then searches the title and prepares for settlement.
“…makes it very easy for settlement”
“Very nice people there, the lady kim is great she answers the phone every time I called. She will answer all your questions and she makes it very easy for settlement. I've used them twice myself and sent people there and they like this place too. No complaints about this place.”
What a Maryland settlement estimate covers
Whether you are buying, selling or refinancing anywhere in Maryland, most settlement costs fall into three groups. The quote tool shows its own line items, which may group these costs differently.
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Title and settlement fees
The title search, settlement services and preparing the closing documents.
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Title insurance
The lender’s policy your mortgage requires and the optional owner’s policy that protects you. Each premium is paid once, at settlement. Why title insurance?
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Government taxes and fees
Maryland and county transfer taxes, recordation tax and the fees to record the deed and mortgage.
Just the taxes? Anne Arundel County transfer and recordation tax rates, including Glen Burnie
Settlement cost questions
Is the instant estimate a final settlement quote?
No. Estimates are preliminary. Your final figures depend on the signed sales contract, the title search, your lender’s charges and the settlement date, and they appear on your Closing Disclosure or settlement statement before closing. For a firm quote, call (410) 768-2300.
What costs make up a Maryland settlement estimate?
A settlement estimate usually covers the title search and settlement fees, the lender’s and owner’s title insurance premiums, recording fees, and the state and county transfer and recordation taxes. Lender fees, prepaid interest and escrow deposits for taxes and insurance come from your lender’s Loan Estimate.
Is an owner’s title insurance policy required in Maryland?
No. An owner’s policy is optional in Maryland. If you have a mortgage, your lender will require a lender’s policy, but that policy protects only the lender. An owner’s policy protects you. Each premium is paid once, at settlement, with no monthly or yearly charge. Our title insurance guide explains the difference.
How do I send my settlement funds safely?
We email wire instructions for your settlement funds. Before you wire any money, call our office at (410) 768-2300, the number on this website, to confirm the instructions. Never use a phone number from an email, and call us at once if you get an email saying our wire instructions have changed. See our wire fraud warning.
Who pays which tax, and what changes for first-time buyers: how Maryland splits transfer and recordation tax.
General information as of November 2026, not legal or tax advice for your transaction.
Settlement services across Maryland
- Residential settlementHome purchase and sale settlements anywhere in Maryland, from signed contract to recorded deed.
- For sale by owner (FSBO)From “I have a buyer” to settlement, for sellers without an agent.
- Buying without an agentBuying a Maryland home with no agent: the steps, the contract and the risks you carry.
- Deed transfersDeeds prepared and recorded for families: add or remove a name, after a death, gifts.
- 1031 exchangesThe settlement side of a 1031 exchange. Set it up before your sale closes.
- Commercial settlementCommercial title insurance and settlement, with direct attorney contact.
Getting ready to close? Read the Buyer’s Checklist, the Seller’s Checklist and our wire fraud warning, or contact us.